Yes, on every sale. Your MemberVIP store accepts Pix (Brazil’s instant payment) and Brazilian-issued credit cards on the same order: the fan picks one at checkout and access unlocks the same way. If he already got the Pix code and asks for card, he gets a card link for the same purchase — no new charge, and the sale does not stall.
How much of the selling happens on card
Over the last 90 days, 103 of the 852 paid charges on the platform went through on card — 1 sale in 8. Small next to Pix, and it is exactly the slice you would lose if your store only took Pix: the fan who has no balance in his account that day, who would rather put it on his statement, or who simply does not use Pix for this kind of purchase.
And it is a slice that pays well. The average card ticket was R$ 107.31, against R$ 45.87 on Pix — more than double. On everyday sales the two are level (half of all sales sit at R$ 29.90 on both rails); the gap comes from larger purchases, which lean toward card.
What happens when the fan asks for card mid-conversation
- The Pix code was already sent and he asks for card: your AI sends a card link for the same order. There is no second charge — it is the same purchase with another way to pay.
- Both stay open for a while: the Pix code stays payable until it expires and the card link is valid for 30 minutes. The fan pays with one, and the order settles on whichever he used.
- Asking twice does not duplicate: if he asks for card again he gets the same checkout with a fresh window, not a second order.
- Access unlocks the same way: paid by card, he joins the channel or receives the content exactly as he would on Pix.
What changes for you on each payment method
- Pix: available immediately. The fan paid, the money can be withdrawn.
- Card: available in 32 days (D+32). That is the processor’s settlement window. Until then the amount shows in your balance as processing.
- Platform fee: the same on both. It depends on who closed the sale — your AI, the bot or the checkout — not on the payment method. On card, the processor’s fee applies on top.
The card delay is the price of not losing the sale: the money arrives a month later, but it arrives — and without card, the fan who has no Pix at that moment simply would not buy.
The limit worth knowing
Checkout accepts Pix from a Brazilian bank account and Brazilian-issued cards. International payment does not exist on the platform, and your AI never tells a fan abroad that he can pay. If your audience is in Brazil, the two rails cover everyone who buys from you.
Frequently asked questions
Can my fans pay by credit card?
Yes. Every MemberVIP sale accepts Pix and Brazilian-issued credit cards. The fan picks one at checkout, and access unlocks the same way either way.
What if the fan already got the Pix code and asks for card?
He gets a card link for the same order. No new charge and no duplicate purchase is created: Pix and card are two ways to pay for the same order, and whichever he uses first settles it. Your AI knows this and sends the link as soon as he asks.
When do I get paid for a card sale?
A card sale becomes available to withdraw 32 days later (D+32), which is the card processor’s settlement window. A Pix sale is available immediately. Until it clears, the card amount shows in your balance as processing.
Is the fee different on card?
The platform fee is the same for both — it depends on who closed the sale, not on how the fan paid. On card, the processor’s own fee applies on top.
Can fans outside Brazil pay by card?
No. Checkout accepts Pix from a Brazilian bank account and Brazilian-issued cards; international payment does not exist on the platform. Your AI knows this and never promises otherwise.
Do I need to set anything up to accept card?
No. Card is already part of checkout, with nothing to switch on. What is worth checking is your payout details (tax ID, Pix key and bank), because without them sales still happen but withdrawals stay blocked.